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Insurance Claims 101: Collision Repair There are only two reasons why we purchase car insurance. It is a state requirement as the first reason and to protect your assets if an accident occurs as the second reason. You will be thankful for those monthly payments if an accident occurs. Val Caron Insurance claims offer a lot of this line of expertise. If you don’t have a car insurance you might have to pay for the car repairs and the medical bills. In fact, if you are found at fault chances are you will also have to pay for the damages incurred by the other party which could include medical bills, wages, property damage, et cetera. So when you think about it paying those premiums is well worth it. The only concern is not all car insurance claims are accepted. In the event that your claim is denied that will be an extremely traumatic experience. Always remember to drive safely. It is to your advantage in getting auto insurance rates if you have clean driving records and zero claims. All drivers whether you are a careful one or a reckless one all goes to an accident at some point in their driving life. Taking a few measures can protect your well-being and increases the chances of your claim being accepted. After an accident, call 911 right away. This move will make sure that the police and the paramedics are both alerted. And even if there are no injuries after the accident it is still necessary to call them both. All parties need medical attention. There are delayed and long-lasting effects for shock, whiplash, and internal injuries that you need to take care. The car insurance claims process will be ensured if there is a police report written up. Take photographs. Getting all the evidences taken photographed is very important that includes the vehicles, property debris an injuries, and as well as extent of the damage. Getting the information of the other parties is very important. Don’t forget to get these following information from the other parties, phone number, address and insurance information. If they are found at fault their insurance provider will cover any damages incurred by you. It is important to gather witnesses by asking bystanders for what they saw and also invite them if they can are willing to provide witness accounts on the event. Take down their names and phone numbers. This will determined who was at fault by their testimonies they will provide so it is vital. If the damage is enough to file a claim then do it. Note that your claim’s record reflects accident and this affects prospective auto car insurance quotes rates.
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So don’t file a claim unless you absolutely have to instead evaluate the damage. It is better to fix it yourself if you can afford it.5 Takeaways That I Learned About Services